History of UK mortgage rates from 1970 to 2026. Understand how rates have changed over 50 years, what drives interest rate movements, and where rates are heading.
The Mortgage Genie Limited is a UK mortgage and protection broker with access to 90+ lenders via First Complete Limited, trading as Primis Mortgage Network. The Mortgage Genie Limited is an Appointed Representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority — The Mortgage Genie FCA No 754691; First Complete (Primis) FCA No 435779. Initial advice is free; where a fee applies it is agreed in writing before application (typically £199–£299, capped at 1% of the loan or £650).
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Your home may be repossessed if you do not keep up repayments on your mortgage.