Is equity release available in Scotland?

Yes, all major providers operate in Scotland with the same products and rates.

Do I need a Scottish solicitor?

Yes, Scottish property law requires a solicitor admitted to practise in Scotland.

Are Scottish property values different?

Values vary widely — Edinburgh is expensive, rural areas more modest.

Is the process different?

The legal process differs but the equity release product, rates, and features are identical.

Equity Release in Scotland

Equity release works in Scotland but with some legal differences. We explain the Scottish process and find the best plans available.

Equity Release in Scotland

Equity release is available in Scotland, but the legal process differs due to Scotland's distinct property law system. Scottish properties use standard securities rather than legal charges. All major providers operate in Scotland.

All major providers available in Scotland
Scottish legal process expertise
Standard security vs legal charge explained
Same rates and products as rest of UK
100% fee-free Scottish equity release advice

Step 2 of 4

Tell us about the property

Estimates are fine — we'll refine the numbers together.

Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Scottish Legal Differences

In Scotland, equity release uses a 'standard security' rather than a 'legal charge'. The conveyancing follows Scottish law with different documentation. You'll need a Scottish solicitor.